Super Members Council

Ask your Golden Super Goose

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Your trusty guide to understanding super

Super is like having your very own golden goose, so it’s important you look after it properly. To find out how best to take care of it, ask your Golden Super Goose. It’s got smart answers, and a surprisingly strong grasp of compound interest.

Look after your super and it’ll look after you

Up to 3/4 of your retirement savings can come from investment earnings alone¹

Fun fact: In 30 years, the average retirement balance will hit around $500,000² – and a majority of that will come from investment earnings alone! Yep, you might think your super's just sitting there – floating along, like a goose on water. But beneath the surface, it's working hard so that one day, you don't have to.

22 years old
$5,500
29 years old
$59,000
37 years old
$133,000
44 years old
$213,000
51 years old
$311,000
59 years old
$453,000
66 years old
$584,000

An initiative by the Super Members Council

SMC is a strong voice advocating for more than 12 million Australians who have over $1.6 trillion in retirement savings managed by profit-to-member super funds. This education initiative is backed by SMC’s member funds.

Learn More
  • ¹ SMC analysis. Assumes 44 continuous years’ full time working on median income, employer contributions to super, and retirement at age 65.
  • ² SMC analysis
  • ³ ASFA’s Super Balance Detective (September 2025).